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Small team. Real responsibility.

We’re deliberately a small business. That means people aren’t limited to a narrow part of their job or several layers away from decisions.

We work towards shared objectives, talk openly about what we’re trying to achieve and give people the opportunity to bring forward ideas and take responsibility for making them happen.

You’ll work directly with the rest of the team and get a much broader understanding of the business than you would in a large department.

A Business That’s Still Developing

We’re continually investing in better technology, systems and ways of working.

We’re also working alongside specialist external partners in areas such as digital marketing and technology.

For the right people, that creates plenty of opportunity to learn new things, develop ideas and grow their role as the business develops.

 

What’s in it for you?

Broad Experience

Work across different areas of the business rather than being limited to one narrow function.

Responsibility Early

Good ideas are listened to and you'll have the opportunity to take ownership of real projects.

Room to Grow

As your experience and ability develop, we want your responsibilities and earning potential to develop with them.

Life at Onozzi

We Work As a Team

At Onozzi, collaboration is key. We share knowledge on lender criteria, case strategies and client challenges so everyone benefits. We work closely together and everyone has a direct impact on the business.

Based in Glasgow's West End

We work together from our office in Finnieston. Every detail of the office is purposefully designed to support productivity and wellbeing. Hybrid working is also part of the mix, giving you flexibility where it matters.

Team Time

We make time to get together as a team away from the office, too. With regular lunches, events and the occasional day trip.

Shared Goals

We set clear objectives and work together on what we want the business to achieve. With regular check-ins, we make sure we’re on track to achieve our goals together.

Better Systems

We actively invest in technology, AI and automation, freeing up time to achieve meaningful outcomes for our clients.

Beyond the Office

We make time to meet clients, build professional relationships, attend industry events and represent the business externally. We also support ongoing professional development.

We Work As a Team

At Onozzi, collaboration is key. We share knowledge on lender criteria, case strategies and client challenges so everyone benefits. We work closely together and everyone has a direct impact on the business.

Based in Glasgow's West End

We work together from our office in Finnieston. Every detail of the office is purposefully designed to support productivity and wellbeing. Hybrid working is also part of the mix, giving you flexibility where it matters.

Team Time

We make time to get together as a team away from the office, too. With regular lunches, events and the occasional day trip.

Shared Goals

We set clear objectives and work together on what we want the business to achieve. With regular check-ins, we make sure we’re on track to achieve our goals together.

Better Systems

We actively invest in technology, AI and automation, freeing up time to achieve meaningful outcomes for our clients.

Beyond the Office

We make time to meet clients, build professional relationships, attend industry events and represent the business externally. We also support ongoing professional development.

The Work is Rarely Standard

Large & Complex Mortgages

High-value residential lending for entrepreneurs, business owners and high-net-worth clients, often involving complex income, international assets or unusual circumstances.

Property Investors

Finance for landlords and professional investors, from individual properties through to substantial portfolios, HMOs and multi-unit schemes.

Commercial Property

Funding for commercial property acquisitions and refinancing across a wide range of sectors.

Development Finance

Funding for property development, refurbishment and more complex projects from acquisition through to completion.

Business Owners & Entrepreneurs

Advising clients whose income, businesses, investments and property interests don’t always fit neatly within standard lending criteria.

Bridging and Development Finance

Gain exposure to the fast-paced world of bridging loans and development finance from helping first-time developers to structuring large-scale self-build projects.

What our clients think of us

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The kind of work we do

From large residential mortgages to complex portfolios, commercial property and development finance, these are some of the transactions the team has worked on.

£8m Residential Mortgage for Non-Dom Client

We secured a deal at a margin of 1.2%, which was subsequently fixed for 5 years at less than 5%.

Read more
£11m BTL Portfolio Loan

By securing a deal with multiple lenders the client was able secure 70% borrowing on a lower all-in fixed rate

Read more
£3.9m Loan on Complex BTL Properties

All in, the new arrangement will save the client over £500k over five years

Read more
£5.5m Self-Build Mortgage

We secured a 55% GDV loan of £5.5m at an annual rate of 3% over BoE base with a 1.5% arrangement fee

Read more
£15m HMO Portfolio Loan

We secured £12.5m of borrowing on 25 of the 30 properties with three high-street lenders, leaving 5 high-value properties unencumbered for future sales or development.

Read more
£2.64M Loan through an offshore company

Our client was an UHNW individual resident in the EU looking to buy a mixed-use property in London for £4.2m.

Read more
VIEW MORE

The people you'll work with

Meet the team you will be working alongside

Our principal broker with over 15 years’ experience in arranging large and complex mortgages. Brian is particularly adept at re-structuring clients’ property portfolios to find the most cost-efficient combination of loans. Brian’s primary focus is securing the best possible finance terms for HNW individuals and large property portfolios through his extensive network of contacts in both the Private Banking and Corporate Real Estate Sectors.

Brian O’Neill—
Principal Broker

Lara offers a highly personal and discreet protection-focused service, specialising in safeguarding clients with complex financial arrangements. Her understanding of insurer criteria and extensive market access allow her to structure bespoke life, income and business protection solutions tailored to each client’s circumstances. As well as this, Lara also advises on complex mortgage arrangements, ensuring clients’ borrowing is structured with the same level of care and precision.

Lara Williamson—
Mortgage & Protection Specialist

Working with Onozzi for over 5 years, Craig has accrued a wealth of knowledge and specialises in sourcing complex Buy-to-Let and self-employed mortgages. His deep understanding of lenders’ criteria, combined with extensive contacts within the industry, allows him to secure deals with both mainstream and niche lenders. Craig particularly enjoys assisting clients in purchasing their dream homes by finding tailored solutions from the whole of the UK market.

Craig Scott—
Senior Broker

Sam's career showcases his expertise in streamlining complex processes across various industries, from large-scale international events to staff recruitment. As our operations manager, he's transformed and optimised our systems to improve our efficiency and enhance our client journey. Sam's values-driven approach and professional qualifications in leadership and management equip him with a unique perspective to ensure the operational effectiveness of Onozzi.

Sam Hey—
Operations Manager

Previously a Distillery and Liquid Innovations Manager for a leading gin company, Joe brings creativity, precision, and an eye for detail to his work. Now as our most recent trainee broker, he is learning from the senior team to develop his expertise in specialist lending and tailored funding solutions. Joe aims to ensure every client has a seamless and bespoke experience.

Joe Hornig—
Mortgage Broker

If you would like to join our team please send your CV to hello@onozzi.com or apply via Linkedin 

We take our impact seriously

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